Trajan FP — Unified Planning Demo

Client Snapshot

Seeded demo client — edit to see the plan update live.

Client name Current age Target retirement age Investable assets ($) Desired annual spending ($) Social Security PIA at FRA ($/yr) Risk profile

Illustrative assumptions — not firm-approved. Capital-market returns, annuity payout rates, and the vertical opportunity map below are seeded placeholders pending CIO and Head of Family Office sign-off. See disclosure.

01 — Where You Are

— probability your plan sustains spending through age 95

On Track

02 — What Could Happen

Projected portfolio range

200 illustrative simulated paths using placeholder capital-market assumptions. Not firm-approved.

Social Security claiming breakeven

Cumulative benefit at ages 62, 67 (FRA), and 70 claiming.

03 — What to Do Next

Current path

—

Claim SS at 62, no guardrail adjustment

→

Recommended path

—

Claim SS at 70, guardrail-based spending

Opportunity Flags (max 2 — gap-level only, not product recommendations)

Seeded illustrative examples. The real vertical/planning-needs map has not been supplied by the Head of Family Office — see PRD open item.

Assumptions & Disclosure — Draft, Pending Compliance Review

This is an illustrative planning tool, not a guarantee of future results. Projections use hypothetical rates of return and simplified assumptions about markets, taxes, and client behavior; actual results will differ. This is not personalized investment, tax, or legal advice. Methodology, capital-market assumptions, and the universe of scenarios considered are described above and are subject to change without notice. This output has not been reviewed or approved by Trajan compliance or outside counsel and must not be used with clients until that review is complete.

Karen's Plan

A simple look at where things stand today.

Where you are

— chance your plan supports your lifestyle for life

What could happen

We looked at hundreds of possible market paths. Most land in a comfortable range — a few don't. That's normal, and it's exactly why we build in flexibility.

What to do next

Worth a conversation

Important information

This is an illustrative, hypothetical projection, not a guarantee of future results — actual outcomes will vary. It is not personalized investment, tax, insurance, or legal advice. Please discuss any changes with your advisor before acting.

Aggregate flow signal (illustrative)

12clients flagged for annuity conversation this quarter

7clients flagged for private-markets review

$18.4Maggregate assets behind flagged conversations

Flagged plans (anonymized, seeded)

Client ID	Flag	Assets	Advisor

Questions this prototype is meant to test

What decision are you actually trying to make with a view like this?
Do you need position-level detail, or is aggregate flow/capacity enough?
What would make this credible as a first cut?